Chai Latte and Hot Chocolate Coffee are produced all around the globe. And they change according to region in where they are cultivated. So, the question arises what is Chai Latte and Hot Chocolate Coffee's differentiating factor?In following section we will take a close look at what is Chai Latte and Hot Chocolate Coffee color, serving style, types and much more. First thing to know is what are the different types of Chai Latte and Hot Chocolate Coffee. Well, Chai Latte types include Masala Chai while types of Hot Chocolate Coffee are Instant.